Author Archives: Melissa Rubin

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10 Biggest Money Wasters

Posted on May 18, 2011 by Melissa Rubin

Does it ever seem like your money is just disappearing out of your bank account? To many, that money is in fact disappearing… to the world of fees, overpriced coffee, and bad habits. Read More

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Volatility of Gas Prices due to Osama Death Unclear

Posted on May 3, 2011 by Melissa Rubin

For the second day in a row, oil prices have dropped in New York. This seems to be in direct correlation with the death of Osama Bin Laden, which happened late Sunday night and was announced Monday morning. Read More

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5 Ways to Smartly Spend your Tax Refund

Posted on April 27, 2011 by Melissa Rubin

Having a plan for how to spend your tax refunds – smartly – can not only put you in a financially healthy place, but can also allow you to be freed up for future spending. Read More

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Setting your Priorities for Family Savings

Posted on April 26, 2011 by Melissa Rubin

Understanding how your family budget works is essential to beginning any family savings or family investments plan. You budget your money so your savings grow, but do you know what you’re actually saving for? Read More

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How to Track Expenses for your Family Budget

Posted on April 22, 2011 by Melissa Rubin

I’m sure that by now you’ve read the many articles and blogs on the importance of creating a family budget. However, the key ingredient in making and sticking to a family budget is to know how much you spend, and where. Read More

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How Green Living Helps your Family Expenses

Posted on April 20, 2011 by Melissa Rubin

Although heating and cooling costs will continue to chomp away your family savings no matter how much you try to cut back, there are environmental and green living ways to decrease these family expenses. Read More

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15 Simple Changes to Decrease Family Expenses

Posted on April 15, 2011 by Melissa Rubin

You might think it’s difficult to cut your family expenses down, but in reality, living a frugal lifestyle only takes a few basic changes! Putting the majority of your family income into family savings or investments rather than spending it will really benefit you in the long run. Read More

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Invest your Family Income in the Bucket Strategy

Posted on April 13, 2011 by Melissa Rubin

Even when you are just beginning to put family savings away in investments you should be thinking about your future. Family investments are for just that: your children’s college tuition, family vacations, and of course, your retirement. Read More

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Can you Confidently Talk with your Kids about Family Finances?

Posted on April 5, 2011 by Melissa Rubin

If you immediately answered yes to the question in our headline, think again. Are you sure you would be fine discussing your family income, why your family expenses cut out certain things, and how your family budget works with your preteens and younger children? Read More

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Which Costs More in the Family Budget: Time or Money?

Posted on April 4, 2011 by Melissa Rubin

Most of us have heard of, or own, a Costco credit card. The rewards packages are great, and Costco is a one-stop shop for the family. However, between the shopping, waiting in line, bagging, and unloading, a trip to Costco can take upwards of 2 hours. Are the savings worth the time? Read More

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